First Line Risk Manager at Citizens, Johnston, RI
First Line Risk Manager at Citizens in Johnston, RI. Est. up to $130k. Apply with swipeandhired.
First Line Risk Manager - Commercial Banking
Location: Johnston, RI or Westwood, MA
Work Authorization
This role is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without sponsorship, now or in the future.
Description
At Citizens, we're building one of the strongest regional banking franchises in the country through disciplined growth, responsible risk management, and a commitment to doing the right thing for our customers, colleagues, communities, and shareholders.
We're seeking an experienced First Line Risk Manager to support Commercial Banking risk management activities. This role is ideal for a risk professional who has direct experience executing risk programs within Commercial Banking, Business Banking, Commercial Lending, Treasury Management, Wholesale Payments, Cash Management, or related banking businesses.
The successful candidate will independently execute Risk & Control Self-Assessments (RCSAs), evaluate control effectiveness, identify emerging risks, support governance activities, challenge business assumptions, and partner closely with Commercial Banking stakeholders to ensure risks are appropriately identified, assessed, monitored, and managed.
This is a highly collaborative, hands-on risk execution role requiring strong risk judgment, intellectual curiosity, and the ability to influence business partners while maintaining an effective challenge mindset.
What You'll Do
Risk Assessment & Risk Program Execution
- Lead and execute Risk & Control Self-Assessments (RCSAs) across Commercial Banking products, services, and processes.
- Identify, assess, document, and monitor risks and associated controls.
- Evaluate inherent and residual risk exposures and recommend risk mitigation strategies.
- Support risk assessments associated with new products, process changes, technology implementations, and business initiatives.
- Apply risk-based judgment to complex business situations and provide thoughtful recommendations to stakeholders.
Compliance & Controls
- Execute control monitoring and control testing activities.
- Assess control design and operating effectiveness.
- Identify control gaps and recommend practical improvements.
- Document results, observations, conclusions, and corrective actions.
- Support audits, regulatory examinations, assurance reviews, and management responses.
Issue Management & Remediation
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