How does swipeandhired work?

You set your target roles, salary floor and locations once. swipeandhired scores matching postings against your profile, drafts tailored application materials with AI, and either lets you swipe to apply, one tap at a time, or runs fully on autopilot. Every application is tracked in your dashboard.

Which ATS platforms does swipeandhired support?

All of them. swipeandhired applies on every applicant tracking system (ATS) employers use, including Workday, SmartRecruiters, Greenhouse, iCIMS, Lever, Ashby, Taleo, SuccessFactors, Oracle Cloud and Jobvite, and on a company's own careers page when it uses none of them. You can also bring any posting yourself by link or pasted text.

Can I cancel my subscription?

Anytime, in one click from the billing portal in Settings. Your plan stays active until the end of the current billing period. No retention calls, no dark patterns.

Is my data used for training AI models?

No. Your resume and application data are processed only to run the service for you, matching, drafting, and submitting applications. We never sell your data. If you bring your own AI provider key, requests go directly to your provider under their terms.

Senior Counsel, Regulatory Legal – Latin America (Payments & Digital Assets) at Nubank, São Paulo

Senior Counsel, Regulatory Legal – Latin America (Payments & Digital Assets) at Nubank in São Paulo. Apply with swipeandhired.

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

Visit our Institutional Page
Senior Counsel, Regulatory Legal – Latin America (Payments & Digital Assets)

About Us
Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.
Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.
Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/

About the role
As Senior Counsel, Regulatory Legal – Latin America, you will be the legal voice on how Nu's payments and digital-assets products can operate, launch and scale across the region. You will define where licenses, registrations or regulated entities are required, and turn that analysis into a clear recommendation the business can act on.
This is a legal and regulatory strategy role, not a compliance operations role. You will work with Product, Compliance, Public Policy, Risk, Treasury and business leaders on new products and new markets, in an environment where regulation is moving faster than the product. You will own the regulatory path for what we build next, and you will be expected to say "here is the path I recommend", not just "here are the risks".

You'll be responsible for

Advising on regulatory legal strategy for payments, money movement, wallets, stored value, digital assets, stablecoins and related products across Latin America.

Building and maintaining a country-by-country view of the regulatory perimeter: which activities require licenses, registrations, approvals or local regulated entities.

Leading the legal analysis for entry into new markets and for the launch of new products, features and business models.

Working with Product and business teams to structure products in line with applicable law, and proposing alternative structures when the initial model hits a regulatory obstacle.

Coordinating license and registration applications (payments, financial services, virtual assets) and supporting engagement with regulators, central banks and other authorities, including on novel issues.

Managing local external counsel while remaining accountable for synthesizing their input into a practical recommendation.

Creating scalable frameworks, playbooks and decision trees so recurring questions are answered consistently across markets.

Monitoring regulatory developments and separating what materially affects our strategy from general noise, and anticipating where regulation is heading on stablecoins, tokenized money, crypto-assets and new payment infrastructure.

Briefing senior legal and business leaders on complex regulatory topics in clear, concise and commercially useful terms.

Acting as a generalist legal business partner for new businesses in Latin America, coordinating a holistic legal approach, including support on agreements related to our products.

We are looking for someone who has

Qualified as a lawyer, holding the local bar license in the country where you will be based.

In-house experience at a fintech, payments, crypto/digital-assets or banking company, where you personally worked through regulatory, licensing and market-entry questions in Latin America.

Hands-on experience with payments regulation and licensing, and with digital assets, crypto, stablecoins or blockchain-based financial products.

Experience analyzing and comparing regulatory regimes across several Latin American jurisdictions, not a single-country specialty, with familiarity with the South American regulatory landscape.

A solid understanding of how payments, banking, securities, FX and digital-asset regulation interact.

Experience taking part in obtaining or maintaining financial-services, payments or digital-asset licenses or registrations.

Experience breaking down complex product architectures and money flows to pinpoint the core regulatory question, and the judgment built along the way to know when to escalate, bring in external counsel or engage a regulator, and when the business can simply move forward.

A track record of briefing senior legal and business leaders on technical regulatory topics, turning them into clear, actionable recommendations.

Experience as a senior, autonomous legal partner to Product and business teams in fast-moving environments, owning ambiguous problems and finding a compliant path forward instead of only flagging risks.

Fluent English and Spanish.

Nice to have

Direct work with financial regulators or central banks, or prior experience at a financial-regulatory law firm, central bank or regulator.

Experience in regulatory policy for digital assets and payments.

Banking or credit regulatory background combined with curiosity about digital assets.

Familiarity with additional Latin American markets.

Location for this opportunity

Buenos Aires, Argentina

São Paulo, Brazil

Bogotá, Colombia

Our Benefits
Brazil

Chance of earning equity at Nubank

Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)

Public Transportation Commuting Benefit (Vale-Transporte)

NuCare – Psychological, Financial and Legal Assistance Program

Life Insurance

Medical Plan

Dental Plan

NuLanguage – Language Course Program

Nucleo - Our learning platform of courses

Extended Parental Leave

Daycare Allowance

Parental Consultancy

Work-from-home Allowance

Gym Partnerships

30 days of paid vacation

Relocation Assistance Package, if applicable

Work Model for this Role

Hybrid 2-3 times/week : Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here